Payment Bank


Payment Bank

End-to-end platform for Payment Banks to set up technology infrastructure and launch services at a rapid pace!

It’s a state-of-the-art cost-efficient solution designed to support unique needs of Payment Banks

XIUS Payment Bank provides:

  • Pre-configured products & services enabling Payment Banks to jumpstart business operation quickly
    • Liability products – savings / current accounts
    • Remittance services – domestic / international remittances
    • Bulk disbursement – Government to Person (G2P) – pensions, subsidies; Business to Person (B2P) – salary disbursement for workers
    • Cards – ATM / debit cards
    • Utility bill payments – telephone bills, electricity, gas, internet
    • Others – merchant payments, insurance payments, online shopping
  • Supports versatile service delivery channels to provide maximum reach across diverse customer segments
  • Designed with highest security standards framework to ensure highly secure transactions
    • PCI DSS compliant
    • ISO27001 compliant
    • Encrypted communication channels
    • Multi-way challenge framework – to authenticate users and service consumption
    • Certificate enabled clients – mobile, tablet, laptop
  • Integrated customer analytics engine and Customer Experience Management that provides intelligent and actionable insights on customer usage pattern and service consumption
  • Helps in creating customized products, upselling / cross-selling opportunities
XIUS Payment Bank

You benefit from:

  • Quicker deployment with pre-integrated system – launch services ahead of competitors
  • Highly cost-effective platform resulting in low CAPEX and OPEX
  • Cloud-based deployment reduces capital investments to a large extent; possibility to scale-up as business grows
  • In-depth visibility to end user behavior and trends – cross-sell, upsell or customize product; enhance revenue opportunities
  • Peace of mind with regulatory compliances

For more information, Contact Us