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Digital Wallet

Choose to forget your wallet but not your mobile
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XIUS BANKLUSIVE Suite comprises of a diverse range of innovative solutions for the Banking & Financial Services (BFS) Institutions and Communication Service Providers (CSPs). With decades of experience in consulting, partnering and delivering solutions for BFS Institutions and CSPs across the world, XIUS has developed these highly reliable and proven solutions.

XIUS Digital Wallet provides

  • A Digital Wallet to registered mobile phone users attached to their payment account that can be used for a wide range of payments such as banking, utility payments, mobile prepaid account recharges or postpaid bill payments
  • An integrated Digital Wallet management capability supports Cash In and Cash Out processes. This can be enabled through a retail merchant or an ATM
  • Peer-to-peer transfers for wallet-to-wallet subscribers, wallet-to-bank accounts and vice versa. Extends support for Cash In at retail merchant locations
  • Multiple integrated transaction channel gateways for real-time transaction processing comprising SMS, USSD, IVR, STK, WAP, WEB, ATM and NFC
  • End user notifications processed in real time create a transaction history while keeping the mobile subscriber informed
Why Xius

Benefits

  • Mobile Operator
    - Build brand value while introducing new opportunities for recurring revenue streams
    - Promoting an array of value-added services to an expanding base of consumers enables brand differentiation attracting new customers and reducing churn
    - Creates new opportunities for participation in the payments landscape with widespread merchant adoption
  • Consumer
    - Ability to use a single device to support multiple payments without carrying multiple form factors
    -Easy and intuitive interface allowing fast and convenient access to payment accounts
XIUS is a telecom core network infrastructure platform specialist serving mobile, broadband and fixed wireless communication service providers.
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