‘Anytime, anywhere’ convenience for banking & financial services
XIUS Mobile Banking platform offers a rich
XIUS Mobile Banking platform offers a rich, secure and intuitive experience to retail and corporate banking customers. The platform enables banks in offering state-of-the-art banking services efficiently to diverse customer segments.
XIUS provides
An extensive range of transaction channels including SMS, USSD, IVR, WAP and Web for various end user transactions
Convenience of allowing current online registered customers a host of services - Account information – check balances, view transaction history, request mini-statements - Payments & transfers – domestic and international fund transfers, utility bill payments, recharge / top-up prepaid mobiles - Investment banking – portfolio management services, personalized alerts & notifications on security prices - Other value added services – offer loyalty based coupons / discounts, receive account related messages, security alerts and payment reminders, location based services such as locating a banking center or ATM
Comprehensive profile management with an ability to create and map requisite access privileges for various user types
Service-oriented architecture for easy integration with partner systems such as bill payment service providers, RTGS clearing and settlement systems as well as ID verification and money laundering crime control systems
SOAP/ISO 8583 interfaces for standards based integration with core banking system and national banking system, if any
Benefits
Compliant with industry security standards such as ISO 8583, 3DES and MD5 Hashing
Seamlessly integrates with disparate host systems to bring unique cross-channel synergies
Fewer customer service representatives needed yielding significant cost savings and increased profitability over the long term