Mobile Banking


Mobile Banking

‘Anytime, anywhere’ convenience for banking & financial services

XIUS Mobile Banking platform offers a rich, secure and intuitive experience to retail and corporate banking customers. The platform enables banks in offering state-of-the-art banking services efficiently to diverse customer segments.

XIUS provides:

  • An extensive range of transaction channels including SMS, USSD, IVR, WAP and Web for various end user transactions
  • Convenience of allowing current online registered customers a host of services:
    • Account information – check balances, view transaction history, request mini-statements
    • Payments & transfers – domestic and international fund transfers, utility bill payments, recharge / top-up prepaid mobiles
    • Investment banking – portfolio management services, personalized alerts & notifications on security prices
    • Other value added services – offer loyalty based coupons / discounts, receive account related messages, security alerts and payment reminders, location based services such as locating a banking center or ATM
  • Comprehensive profile management with an ability to create and map requisite access privileges for various user types
  • Service-oriented architecture for easy integration with partner systems such as bill payment service providers, RTGS clearing and settlement systems as well as ID verification and money laundering crime control systems
  • SOAP/ISO 8583 interfaces for standards based integration with core banking system and national banking system, if any


  • Compliant with industry security standards such as ISO 8583, 3DES and MD5 Hashing
  • Seamlessly integrates with disparate host systems to bring unique cross-channel synergies
  • Fewer customer service representatives needed yielding significant cost savings and increased profitability over the long term

For more information, Contact Us