End-to-end platform for Payment Banks to set up technology infrastructure and launch services at a rapid pace!
It’s a state-of-the-art cost-efficient solution designed to support unique needs of Payment Banks
XIUS Payment Bank provides
Pre-configured products & services enabling Payment Banks to jumpstart business operation quickly - Liability products – savings / current accounts - Remittance services – domestic / international remittances - Bulk disbursement – Government to Person (G2P) – pensions, subsidies; Business to Person (B2P) – salary disbursement for workers - Cards – ATM / debit cards - Utility bill payments – telephone bills, electricity, gas, internet - Others – merchant payments, insurance payments, online shopping
Supports versatile service delivery channels to provide maximum reach across diverse customer segments
Designed with highest security standards framework to ensure highly secure transactions - PCI DSS compliant - ISO27001 compliant - Encrypted communication channels - Multi-way challenge framework – to authenticate users and service consumption - Certificate enabled clients – mobile, tablet, laptop
Integrated customer analytics engine and Customer Experience Management that provides intelligent and actionable insights on customer usage pattern and service consumption
Helps in creating customized products, upselling / cross-selling opportunities
Quicker deployment with pre-integrated system – launch services ahead of competitors
Highly cost-effective platform resulting in low CAPEX and OPEX
Cloud-based deployment reduces capital investments to a large extent; possibility to scale-up as business grows
In-depth visibility to end user behavior and trends – cross-sell, upsell or customize product; enhance revenue opportunities