Did you know that more than 75% of mobile users worldwide prefer prepaid services? Electronic recharge and fund transfers are the cornerstone of modern mobile communication. With a growing demand for easy-to-use recharge solutions, your business stands to gain from adopting a payment system that’s efficient, robust, and adaptable, to manage payments and stay competitive. Join the mobile revolution and seize the opportunity to meet the surging consumer demands!
What is Payment Manager?
XIUS Payment Manager is a comprehensive payment solution that streamlines your payment operations including electronic recharges and fund transfers for mobile operators and users, integrating seamlessly into operators’ systems. It creates a robust network of distribution touchpoints enabling swift service deployments.

Payment Manager empowers operators to create promotions and loyalty programs, boosting profitability in a dynamic market. By using this solution, companies can do a better job in payment administration, while providing better offerings, streamlining operations, expanding market reach, enhancing service quality, and generating more revenue.
Key Performance Metrics
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Billion Annual Payment Volume
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Million Subscribers
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Billion Annual
Transaction Value
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Uptime year round
Benefits
Enable subscribers to easily and swiftly recharge their mobile accounts, avoiding any hassles or delays
Development of comprehensive promotions tailored to specific channels, locations, and distributor profiles
Configuration of multiple products and packet sales at the same price point to attract a wider customer base
Extension of top-up services internationally and fosters partnerships with international distributors and mobile operators
Efficient settlement and commission management, contributing to the financial health and operational effectiveness of telecom operators
Multiple touchpoints to give subscribers the flexibility to choose the most convenient way to manage their mobile services
Streamlined fund transfers including peer-to-peer and mobile transfers, both domestic and cross-border
Expanded services and offerings, including the potential for mobile commerce to create more choices and opportunities
Comprehensive distributor management, including on-the-fly dealer onboarding and geo-fencing capabilities
Multi-currency support to help operators expand their reach and revenue streams on a global scale
Offer promotions and loyalty programs tailored to subscriber’s preferences, including benefits like extra airtime, data bundles, and SMS bundles
Digital voucher feature to securely and cost-effectively deliver top-up PINs, guaranteeing a smooth and safe recharge experience
Features
Extensive promotions and loyalty programs for subscriber differentiation.
Efficient settlements and commission management across the distribution chain.
International recharge capability for global prepaid payment deployment.
Versatile subscriber touch-points including NFC, USSD, SMS, IVR, WAP, ATM, and web.
Peer-2-Peer funds transfer opens a new distribution channel.
Secure digital voucher delivery for top-up PINs at various point-of-sale touch-points.
ISO 8583 standards compliance ensures secure interfaces.
Seamless integration with retail points, distribution channels, financial services, payment gateways, and billing systems.
Enhanced functionality with stored-value accounts and Near Field Communication (NFC) solutions.
Comprehensive promotion system with customizable options for various channels, profiles, and benefits.
Configuration of multiple products and packet sales at the same price point with diverse benefits.
Distributor Mobile App for on-the-fly dealer onboarding and recharge and packet sales.
Flexible commission system for distributors, sub-distributors, and retailers.
Option for instant or scheduled commission payouts.
API-based integration with Client Data Warehouse (DWH) systems.
Route creation for efficient SIM and voucher stock delivery.
Multi-currency support for global operations.
Distributor-specific promotions for targeted marketing.
Synchronous and asynchronous transaction management.
Geo-fencing capabilities for dealer management within predefined geographical areas.
SIM and Voucher Management across the Distributor chains
XIUS Payment Manager seamlessly integrates with the billing system, payment gateways, financial services, and payment gateways to blend with the operator’s existing ecosystem.
Deep-rooted expertise
With a long and successful history in the telecommunication sector, XIUS has a proven track record of delivering innovative and reliable solutions. Building on this legacy, XIUS’s payment management services is poised to continue this tradition of excellence.
Innovative Product
Being a testament to our thought leadership, XIUS Payment Manager is designed to provide operators with cutting-edge tools and features, to help them stay ahead of the competition, and meet ever-evolving customer demands.
Standard Compliance
Compliance with ISO 8583 standards signals the product's commitment to security and reliability. It allows telecom operators to seamlessly connect with various banks, payment processors, and financial institutions, enabling a broad spectrum of financial transactions.
Adaptable & Resilient
XIUS Payment Manager is tested to handle unexpected disruptions in the rapidly changing and challenging telecom industry while maintaining service continuity.
Scalability
Growing with the operators’ needs, XIUS Payment Manager extends the top-up footprint from local to global, supporting cross-border recharges and offering tools for secure electronic recharge management.
Comprehensive solution
Other than the recharge capabilities, the payment management tool offers the facility of promotions and commission management to meet the diverse needs of telecom operators.
User-centric approach
XIUS Payment Manager offers a range of touch-points including NFC, USSD, SMS, IVR, WAP, ATM, and web to enable subscribers to access and use payment services through their preferred channels.
Versatility
Payment Manager is a versatile payment platform designed to cater to a wide range of recharge needs. The platform efficiently processes both regular/domestic and international recharge in different countries.
Regular Recharges in 11 countries including Ecuador, Mexico, El Salvador, Panama, Nicaragua, Costa Rica, Malaysia, Columbia, Belize, Venezuela, and Guatemala
International Recharges in 12 countries including the U.S.A, Spain, Uruguay, Argentina, Columbia, Peru, Guatemala, Chile, El Salvador, Costa Rica, Mexico, and Ecuador